AIL Plus
Healthcare discount-program information for services such as pharmacy, vision, dental, telemedicine, and more.
For Michigan business owners with employees
Give your employees access to helpful benefit resources without adding extra work.
MI Workplace Benefits helps Michigan employers offer no-cost benefit resources, clear benefit explanations, and optional life and supplemental coverage conversations in a simple, respectful way.
No-cost resources Clear benefit explanations Michigan-focused support
No-cost employee benefit resources
Useful resources employees can understand quickly.
With employer approval, eligible employees can be introduced to no-cost benefit resources such as AIL Plus discount-program access, a $4,000 complimentary life insurance benefit, family safety resources, and legacy planning materials.
$4,000 complimentary life insurance
Eligible employees may have access to a complimentary life insurance benefit, depending on program availability and qualification.
Legacy Will Kit
Planning materials that can help families organize wishes and important personal information.
Child Safe Kit
Family safety resources designed to help parents keep important child information organized.
Some resources are not insurance. Availability, eligibility, program details, and coverage options may vary. A licensed representative can explain what is available and answer employee questions.
Employer-first positioning
Built for business owners, not just individual policy shoppers.
The goal is not to dump another confusing insurance pitch on your employees. The goal is to help your team understand what is available, why it may matter, and how to make a choice without disrupting the workday.
Helpful employee resources
Offer employees a practical benefit conversation built around useful no-cost resources.
Support retention
A stronger benefits conversation can help employees feel seen, supported, and valued.
Reduce friction
Clear review, benefit explanations, and guided follow-up help keep the process manageable.
Keep it simple
Start with a short business-owner review before anything is presented to employees.
Simple for employers
A no-pressure way to offer helpful resources to your team.
Quick approval
Rob explains the no-cost employee resources and answers any basic questions before anything is shared with your team.
Share the request page
If you approve, employees can use a simple request page to choose which no-cost resources they want.
Employees request directly
Employees can request AIL Plus information, the $4,000 complimentary life insurance benefit, Legacy Will Kit materials, Child Safe Kit materials, or optional coverage information.
Rob handles follow-up
Rob follows up with interested employees directly, so the employer does not have to manage the process.
Michigan benefit specialist and life insurance agent
Robert Middendorf
Robert Middendorf is a benefit specialist and licensed life insurance agent. Michigan License #0959506.
“A good benefits conversation should make the business owner look helpful, the employee feel respected, and the follow-up process feel simple.”
Common questions
Quick answers for employers.
What are the no-cost resources?
They may include resources such as AIL Plus discount-program access, a $4,000 complimentary life insurance benefit, Legacy Will Kit materials, and Child Safe Kit materials, depending on eligibility and availability.
Is AIL Plus insurance?
No. AIL Plus is presented as a discount program, not insurance coverage. Optional insurance conversations are separate and can be explained by a licensed representative.
Does this replace our current benefits?
No. These resources are designed to supplement what you already offer, not replace your current benefits package. The goal is to give employees access to additional no-cost resources and optional coverage information.
Do employees have to participate?
No. The process should be voluntary and respectful. Employees can request resources or ask for more information if interested.
Request a review
Have a Michigan business with employees?
Send a few basics and Rob will follow up about whether a workplace benefits review makes sense for your team.